:root{--navy:#002349;--grey:#f3f5f7;--white:#fff;--gold:#c9a14a;--ink:#26384c;--line:#d6dfe8;--serif:"Playfair Display",Georgia,serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--navy);background:white;font:16px/1.65 "Open Sans",Arial,sans-serif}h1,h2,h3{font-family:var(--serif);line-height:1.13;margin:0 0 .55em;font-weight:600}h1{font-size:clamp(2.8rem,5.4vw,5.15rem);letter-spacing:-.038em;max-width:13ch}h2{font-size:clamp(2rem,3.4vw,3.4rem);letter-spacing:-.025em}h3{font-size:1.35rem}p{margin:0 0 1em}a{color:inherit;text-underline-offset:3px}img{display:block;max-width:100%}header{position:sticky;top:0;z-index:5;background:white;border-bottom:1px solid var(--line)}.wrap{width:min(1216px,calc(100% - 64px));margin:auto}.header,.brand,nav,.actions,.advisor{display:flex;align-items:center}.header{justify-content:space-between;gap:18px}.brand{text-decoration:none;flex-shrink:0}.brand img{height:48px;width:auto;max-width:none;margin:24px}.brand span{border-left:1px solid var(--line);padding-left:16px;font:600 1.32rem var(--serif)}nav{gap:clamp(12px,1.7vw,27px);font-size:.9rem}nav a{text-decoration:none;white-space:nowrap}nav a:hover{text-decoration:underline}.button,button{display:inline-flex;justify-content:center;align-items:center;text-align:center;padding:.8rem 1.15rem;border:1px solid transparent;border-radius:3px;background:var(--navy);color:white;font:700 .93rem/1.3 "Open Sans",Arial,sans-serif;text-decoration:none;cursor:pointer;min-height:44px}.button.light{background:white;color:var(--navy)}.button.outline{border-color:white;color:white;background:transparent}:focus-visible{outline:3px solid #4076ae;outline-offset:3px}main section{padding:clamp(52px,7vw,100px) 0}.hero,footer{background:var(--navy);color:white}.hero .wrap{align-items:center}.columns{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,1fr);gap:clamp(30px,6vw,92px);align-items:start}.eyebrow{font-size:.8rem;font-weight:700;letter-spacing:.08em}.intro{font-size:1.12rem;max-width:56ch}.hero .intro,.hero-copy .small{color:#e1ecf7}.actions{flex-wrap:wrap;gap:12px;margin:28px 0 20px}.small{font-size:.84rem}.hero-copy .small{max-width:55ch}.form-card{background:white;color:var(--navy);padding:clamp(20px,3vw,35px);border-radius:5px}.hero-card{border-top:5px solid var(--gold);box-shadow:0 22px 60px #00152d99}.form-card h2{font-size:clamp(1.7rem,2.7vw,2.35rem)}.advisor{gap:16px;padding-bottom:17px;margin-bottom:19px;border-bottom:1px solid var(--line);font-size:.86rem}.advisor img{width:76px;height:76px;border-radius:50%;border:3px solid var(--gold);flex:none}.advisor strong{font:600 1.4rem var(--serif)}form{display:grid;gap:11px}label{display:grid;gap:4px;font-size:.88rem;font-weight:700}input:not([type=checkbox]),textarea,select{background:white;border:1px solid #8495a8;border-radius:3px;padding:9px 11px;width:100%;min-height:43px;font:inherit;color:var(--navy);font-size:16px;font-weight:400}textarea{resize:vertical}.consent{display:flex;align-items:flex-start;font-weight:400;line-height:1.4;gap:9px}.consent input{accent-color:var(--navy);margin-top:3px;flex:none;width:16px;height:16px}form button{background:var(--gold);color:var(--navy);width:100%;min-height:49px}form button:hover{filter:brightness(1.05)}form button:disabled{opacity:.68;cursor:progress}.form-status{font-size:.82rem;margin:0}.muted{background:var(--grey)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:28px 0 0}.five{grid-template-columns:repeat(auto-fit,minmax(188px,1fr))}.cards article,.cards li,.cards figure{margin:0;background:white;border:1px solid var(--line);padding:22px;border-radius:4px}.cards p,.about p,.faq p{color:var(--ink)}.cards p:last-child{margin-bottom:0}.numbered{counter-reset:steps;list-style:none;padding:0}.numbered li::before{counter-increment:steps;content:counter(steps);display:grid;place-items:center;width:34px;height:34px;background:var(--navy);color:white;border-radius:50%;margin-bottom:16px;font-weight:700}.promise{margin:24px 0 0;max-width:85ch;border-left:3px solid var(--navy);padding-left:16px}.about{display:grid;grid-template-columns:minmax(0,385px) minmax(0,1fr);align-items:center;gap:clamp(27px,7vw,100px)}.portrait{width:100%;height:auto;aspect-ratio:auto 941/1672;border-radius:4px}.facts{padding:0;list-style:none}.facts li{border-top:1px solid var(--line);padding:12px 0}.badge{display:inline-block;background:var(--grey);border:1px solid var(--line);padding:1px 8px;border-radius:4px;font-size:.85rem}.stars{color:#936b20;letter-spacing:.13em}.reviews blockquote{margin:10px 0 18px}.reviews figcaption{font-size:.82rem;font-weight:700}.full-card{border:3px solid var(--navy)}.next{padding-left:1.4em}.next li{padding:.35em}.faq{max-width:810px}.faq details{border-bottom:1px solid var(--line);padding:15px 0}.faq summary{cursor:pointer;font-weight:700}.faq details p{margin:9px 0 0}footer{padding:42px 0 56px}address{font-style:normal}.footer-logo img{height:60px;width:auto;max-width:none;margin:30px}.footer-logo{display:flow-root}footer h2{font-size:2rem}.disclosures{padding-top:30px;font-size:12pt}
@media(max-width:1080px){nav{display:none}.header-cta{margin-left:auto}}
@media(max-width:760px){html{scroll-padding-top:84px}.wrap{width:calc(100% - 36px)}.columns,.about{grid-template-columns:minmax(0,1fr)}.header-cta{display:none}.brand img{height:34px;margin:17px}.brand span{font-size:1.08rem;padding-left:10px}.cards{grid-template-columns:1fr}.portrait{max-width:390px}.hero h1{max-width:17ch}.disclosures{padding-top:0}.footer-logo img{height:clamp(42px,10vw,60px);margin:30px}}
@media(max-width:370px){.header .wrap{width:100%}.brand img{height:28px}.brand span{font-size:.95rem}.actions .button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
html{scroll-behavior:auto}
.hero{padding:clamp(30px,4vw,56px) 0}
.hero h1{font-size:clamp(2.5rem,4.8vw,4.75rem)}
.hero-card{padding:20px clamp(18px,2.3vw,29px)}
.hero-card .advisor{margin-bottom:11px;padding-bottom:11px}
.hero-card .advisor img{width:58px;height:58px}
.hero-card h2{margin-bottom:.35em}
.hero-card>p{font-size:.88rem;margin-bottom:12px}
.hero-card form{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 12px}
.hero-card form .consent,.hero-card form button,.hero-card form .form-status{grid-column:1/-1}
.hero-card input:not([type=checkbox]){min-height:40px;padding:6px 9px}
.hero-card form .consent{font-size:.8rem}
.review-cta h2{font-size:clamp(1.65rem,2.6vw,2.5rem);margin-top:.65em}
@media(max-width:1160px){.header{flex-wrap:wrap;gap:0 12px}.header nav{display:flex;order:3;flex-basis:100%;justify-content:center;padding:0 0 12px}.header .brand img{height:39px;margin:20px}.header-cta{margin-left:auto}html{scroll-padding-top:132px}}
@media(max-width:760px){.header nav{display:flex;justify-content:flex-start;overflow-x:auto;gap:15px;padding-bottom:9px;font-size:.79rem}.header .brand img{height:30px;margin:15px}.hero .columns{gap:22px}.hero-copy{display:contents}.hero-title{grid-row:1}.hero-card{grid-row:2}.hero-details{grid-row:3}.hero-card form{grid-template-columns:1fr}html{scroll-padding-top:104px}}
/* Shared masthead and editorial section treatment. */
:root{--line:#d9dfe6}
header{background:var(--navy);color:white;border-bottom:1px solid #ffffff32}
.landing header{position:absolute;inset:0 0 auto;background:transparent}
.header .brand img{height:42px;margin:21px}
.brand span{border-color:#ffffff40}
.header nav{margin-left:auto;gap:clamp(12px,1.5vw,22px)}
.header nav a{font-size:.69rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.header-cta{display:none}
.hero{background:linear-gradient(122deg,#00172f 0%,#002349 62%,#092c50 100%);padding-top:116px;padding-bottom:44px}
.hero-card{border-top:1px solid var(--line);box-shadow:0 13px 38px #00142755}
.advisor img{border:1px solid var(--line)}
.stars{color:var(--navy)}
.section-heading{text-align:center;margin:0 auto 30px;max-width:800px}
.section-heading h1{margin-inline:auto;max-width:none;font-size:clamp(2.7rem,5vw,4.55rem)}
.section-heading .eyebrow,.hero .eyebrow{font-variant:small-caps;text-transform:uppercase;letter-spacing:.19em;font-size:.72rem}
main section:not(.hero){padding-block:clamp(64px,8vw,110px);border-bottom:1px solid var(--line)}
.cards article,.cards li,.cards figure{border-radius:0}
.reviews{gap:clamp(14px,2.3vw,32px)}
.reviews figcaption{border-top:1px solid var(--line);padding-top:14px}
.review-cta{text-align:center}
.about .section-heading{margin-bottom:20px}
@media(max-width:1160px){.header nav{margin-left:0;justify-content:flex-start;overflow-x:auto}.hero{padding-top:143px}}
@media(max-width:760px){.header .brand img{height:30px;margin:15px}.header nav a{font-size:.64rem}.hero{padding-top:122px}.section-heading{margin-bottom:22px}}